FuturePlan ERISA Team

Regulatory and Legislative

Bill Promoting ESOP Expansion Reintroduced

Senators Steve Daines (R-MT) and Maggie Hassan (D-NH) have introduced S. 2461, the Promotion and Expansion of Private Employee Ownership Act. 

July 29 2025

Regulatory and Legislative

DOL Issues PEP RFI, Interpretive Guidance

The Department of Labor has released guidance and a public request for information titled “Pooled Employer Plans: Big Plans for Small Businesses”. 

July 28 2025

Regulatory and Legislative

ESOP Legislation Introduced

Senator Bernie Sanders (I-VT) and several Democrat sponsors have introduced S. 2458, the Employee Ownership Financing Act. 

July 28 2025

Regulatory and Legislative

Filing Relief for Natural Disasters Enacted

President Trump has signed into law the Filing Relief for Natural Disasters Act (“Act”). 

July 25 2025

Regulatory and Legislative

Retirement Plan Disaster Assistance May Be Available for Several Disasters

The Federal Emergency Management Agency issued Major Disaster Declarations on July 22, 2025, for disasters in New Mexico, Missouri, West Virginia, Kansas, Indiana, Oregon and Michigan. 

July 23 2025

Regulatory and Legislative

Pensions for All Proposed

Senator Bernie Sanders (I-VT) has released proposed legislation titled the Pensions for All Act. 

July 18 2025

Regulatory and Legislative

IRS Announces Deadline Relief for New Mexico Storms

The IRS has announced the postponement of certain tax-related deadlines for victims of New Mexico storms, flooding, and landslides until February 2, 2026. 

July 18 2025

Regulatory and Legislative

IRS Issues Uncashed Check Withholding Guidance

The IRS has issued Revenue Ruling 2025-15, offering detailed guidance on how to handle federal tax withholding and reporting when retirement plan distribution checks go uncashed and must be reissued.

July 17 2025

Regulatory and Legislative

IRS Announces Applicable Federal Rates for August

The Internal Revenue Service has issued Revenue Ruling 2025-14 which contains the applicable federal rates (AFR) for August 2025. 

July 16 2025

Regulatory and Legislative

IRS Issues Yield Curves and Segment Rates for DB Plan Calculations

The Internal Revenue Service has issued Notice 2025-39, which contains updated guidance on factors used in certain defined benefit pension plan minimum funding and present value calculations. 

July 16 2025
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